Legacy Guaranteed Credit Approval Car Loans

Benefits of Subprime Car Loans

If you have been struggling to find a car dealer that will work with you and approve you for a car loan with bad credit, your struggle is finally at an end. When you work with Legacy Ford Finance Department, our network of lenders will find a way to approve you for the car credit you need. No more denials, just a smooth ride from here on out.

Auto financing is one of the best ways to rebuild your credit history to a prime level. Although your loan may come with a high interest rate, you will be improving your credit each month, since your payments will be reported to the three major credit bureaus:

With consistent, on-time payments being recorded to your credit report each month, your credit score will improve drastically by the time you have the loan paid off. This will help you get a lower interest rate and monthly payment on your next vehicle purchase from a conventional lender.

Another big benefit to these auto loans is if you make your payments on time each month, then you may even be able to refinance somewhere down the line. Depending on how much your credit score has improved, you could be eligible for a lower interest rate, which will lower your monthly payments and save you money on interest charges. So, not only do special finance companies give you an opportunity for auto loan approval, they can help you save money over time.

It doesn't matter how your credit went from good to bad. It could have been from missed payments, late payments, collection notices, loan defaults, repossession or bankruptcy. But unfortunately, it happens to a lot of people and it can make getting new lines of credit for things like a home or car loan difficult.

If you're currently suffering from poor credit, you may not be able to obtain a "standard" loan on the car you need to purchase. This is where Legacy Ford can help with our special financing auto loans. 

Contact

Legacy Ford Lincoln

13305 North HWY 25E
Directions Corbin, KY 40701

  • Sales: (855) 383-6281
  • Service: (800) 757-4183
  • Parts: (800) 442-0114
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